Chapter 1423: Chapter 1008: Full-time Mom’s Counterattack 16 (Four Thousand)_2
This was a major decision after much calm reflection during National Day.
Indeed, due to this decision, the sales in October suddenly dropped to 560,000, which was also post-tax income. Through live streaming sales, social media traffic, donations, calligraphy, and embroidery, she never stopped. Therefore, adding September and October together, she earned 2.89 million. Plus the earlier 1.2 million, her total savings now amount to 4.09 million.
With this 4 million in cash sitting here, just earning bank interest isn’t worthwhile. Qi Qi started looking at houses, focusing on school district housing, preferably in double school districts. From house viewing to preparing for purchase, it was almost the end of the year. By the end of the year, once the dividends were in, combined with her current monthly earnings, the total could easily reach 6 to 7 million. By then, she planned to take a loan to buy a three-bedroom house.
Due to purchasing restrictions, they could only buy one house. Since they were buying, they decided to buy a big one. New houses were not considered for now; they opted for second-hand houses mainly because their locations were generally better than new ones. School district houses were primarily in second-hand markets, often being old and small.
She personally didn’t like living in high-rises, so a multi-story building with an elevator would be nice. Now, the old community renovations were quite successful.
Good community prices exceed 120,000 per square meter, while average ones were around 60,000 to 70,000 per square meter. Looking through the vast Haidian District, it indeed would take her until the end of the year.
Knowing her intent to buy a house, Li Xingchen offered many suggestions. Of course, he was not surprised, as she had millions of followers. Their company, thanks to this internet sensation, introduced many projects and garnered a lot of attention.
Next, they planned to establish a special department for Qi Qi’s live streaming account since the more popular she became, the broader the company’s benefit scope. She was an all-rounded talent, offering considerable insights in special effects and set production.
The better the special effects their company produced, the higher the industry evaluation, resulting in more orders. This formed a virtuous cycle.
In terms of the company’s future development, Qi Qi contributed immensely. So, even spending money to establish a separate department for her was worthwhile.
If not for Qi Qi herself disinterested in the idea, it might have been set up shortly after she joined the company. However, she considered her studies, having her priorities made sense, so everything required discussion and observation.
Three months later, entering 2024, at the end of January, Qi Qi’s dividend was 2.3 million. Her earnings from three months of live streaming and other sources reached 2.66 million. Thus, her total post-tax savings reached 9.05 million, surpassing her expectations by a large margin.
During these months, she meticulously selected a house, with an average price of 150,000, a two-story duplex, integrating the first and second floors, with a garden on the first floor, underground garage, and basement. The total price was 18 million for four bedrooms, two living rooms, and two bathrooms. Upstairs had two rooms and one bathroom, downstairs had a bedroom and a small study, totaling 120 square meters with minimal shared area, lacking elevators was a garden house, the rooms were small but very practical, with no wasted space, and the basement and garden were extras.
The reason for buying this house was the thought of future living with a married son, with separate floors providing individual space.
And this villa was a school district property; otherwise, why would it sell so expensively?
The provident fund loan cap was too low, so she opted for a commercial loan of five years. This meant paying nearly 170,000 monthly in equal principal and interest, which was manageable for her, so she confidently paid the deposit. Once the funds arrived, she proceeded with the second-hand house transfer.
The transfer tax was 3% or 540,000, plus stamp duty, second-hand property evaluation fees, agency fees, and certificate registration fees, adding up to about 800,000. She borrowed this amount from Li Xingchen.
The house was built in 2020, and its renovation style suited her liking. Although not a villa, it looked nearly like one. More importantly, it showed minimal traces of occupancy, suggesting the original owner didn’t reside there often.
Qi Qi was quite particular, eager to transfer her household registration there and settle in her purchased home. Before the year-end, she made a trip back to her hometown to convert hers and her child’s household registration to a collective account. This was possible, thanks to Li Xingchen’s company’s assistance in successfully settling the household registration.
